Posts made in January, 2020

Tips to Remember When Driving In School Zones

When you are around areas like playgrounds, parks, and schools, you have to make sure that you drive carefully and slowly at all times because kids might unexpectedly run into the street. Make sure that you completely understood and adhere to the directions of crossing guards and school safety patrols. If you don’t know the regulations concerning school zones, Tulsa Auto School will provide you a few tips to keep in mind to secure the safety of the children as you drive on the road while passing by a school: 

 

Identify school zones 

The main rule you should keep in mind as a driver regarding school zones is that you should know about them. Nearly all school zones are led by several speed bumps, flashing lights, and warning signs. All of these things are there to make sure that the drivers will be reminded that they are about to pass a school zone. Also, pay attention to the road and focus your mind while driving always. Depend on 

Reduce your speed 

A sign indicating that you have to reduce your speed limit is one of those warning signs as you approach a school zone. This speed limit can be below 10-15 miles per hour, which depends on what kind of roadway that particular school zone is in. Nevertheless, the school zone’s speed limit would be particularly lower compared to what’s posted on some places of similar roadway. You must know when you will be approaching a school zone for you to acquire some time to limit your speed without instantly hitting on the brakes too late.  

Anticipate heightened traffic 

It is expected that the traffic will be increased nearby school zones, particularly between 7-9 AM and 2-4 PM because these are usually those time when buses and parents will be picking up or delivering kids to/from school. If you drive around those times, make sure that you drive carefully and slowly to keep the parents and kids safe. 

Follow policemen, traffic officers, and crossing guards 

In school zones, crosswalks are usually managed by crossing guards. These are the individuals who have the legal right to pause traffic to allow parents and students to safely cross the road. You could also observe traffic officers, who take precedence over any traffic signals or signs that usually manage the vicinity and take over the increased traffic during afternoons and mornings. Ultimately, the police officers frequently place their vehicles near the school zone perimeters as an additional safety measure. So, if you can see a police car or flashing lights in a school zone, that could be an indication that there are students within the area.  

  

 Those are only a few of many tips you can get from Tulsa Driving School. If you want to know more information or if you want to enroll in a private Oklahoma driving school, visit our website now. You can also contact us directly through our designated phone number, which can be located on our site, and our representatives will respond to your inquiry any time.  

 

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Commercial Insurance Every Business Should Have

The procurement of commercial insurance is one of an entrepreneur’s most common shortcomings. It’s an easy mistake. Money is tight and with so many things in mind, shielding the business from the possibility of a distant tragedy doesn’t seem significant. But then, you’ve worked so hard to build that business. You have to realize that it wouldn’t take too much to destroy it. Below is a list of insurance coverage that most companies require.

There are basic business insurance packages offered for companies and they mostly cover all the necessities such as employee benefits, general liabilities, equipment insurance, and property or casualty protection. Many of these insurances cover all of these points under its umbrella. But other than these basic needs, you must also consider buying other types of insurances.

Worker’s Compensation Insurance

This insurance is for employees that require treatment and recovery due to medical issues in the workplace. Works suffer pay cuts if they get injured at work. This insurance is required in all US states because it protects the employee from such instances.

The worker’s comp insurance includes a three-part optional and two-part mandatory components. The second half covers the company’s liability, which applies to the business owner if an employee is permanently disabled or killed while working. They are required to pay the employee’s spouse or children.

The first part includes medical expenses and the employee’s lost wages. Employment practices insuring a worker against litigation resulting from sexual harassment, discrimination, and similar lawsuits are also part of the workers’ compensation policy.

Generally, the employer sets the workers’ compensation premiums, and the company buys the insurance. The minimum amount a company needs is regulated by state law. If you want to get this coverage, be sure to pick a licensed and approved insurance provider in your state.

Comprehensive General Liability Insurance

Comprehensive general liability insurance will protect an organization and its facilities from injuries, accidents, and litigation. For example, if a visiting salesperson slips on a banana peel during his visit and hurts his or her knees, then the general liability will cover his or her case against you.

For example, if your company installs windows for residential and commercial clients. If anything goes wrong with any of them, then all the damages resulting to the issue will be paid by the comprehensive general liability insurance.

Comprehensive general liability insurances usually have multiple exclusions. Make sure that you understand what’s covered and what isn’t. You may have to buy additional liability policies for specific issues. For example, to cover any damage caused by the errors in the work of your contractors, you may have to purchase the mistakes and omissions protection coverage.

These are two of the most important commercial insurance that you need for your business. You may also add an auto insurance coverage into the mix if you use a lot of delivery vans and company vehicles to move your business. It’s important that you find the areas of your business that require protection so you can be assured that it will function for an extended period of time even if some untoward incidents occur.

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    • Tips to Remember When Driving In School Zones January 31, 2020
      When you are around areas like playgrounds, parks, and schools, you have to make sure that you drive carefully and slowly at all times because kids might unexpectedly run into the street. Make sure that you completely understood and adhere to the directions of crossing guards and school safety patrols. If you don’t know the […]
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    • Commercial Insurance Every Business Should Have January 1, 2020
      The procurement of commercial insurance is one of an entrepreneur’s most common shortcomings. It’s an easy mistake. Money is tight and with so many things in mind, shielding the business from the possibility of a distant tragedy doesn’t seem significant. But then, you’ve worked so hard to build that business. You have to realize that […]
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